Simple ways to improve your FICO score.

With all the different kinds of information that credit scoring models incorporate, numerous tactics for improving scores are available. However, any action to improve a score must be taken judiciously: some actions aimed at improving your score may actually make it worse. Contact us, and we can help you determine which steps will help your credit the most, without doing harm.

Many individuals reap significant benefits by properly employing these simple FICO score improvement techniques:

* Make payments on time, especially to installment and revolving accounts, as these report to the bureaus monthly.
* Do not apply for any new credit cards or loans.
* Pay credit card balances down to 30% of your credit limit or less.
* Make sure your credit card company reports a limit.
* Keep 3-5 open and active accounts in good standing on your credit report.
* Review your credit report every year.